Policies for Dynamic Coastal Risk

Many of our traditional land use, regulatory, and risk management policies and programs assume—at least implicitly—that land is permanent and risk is unchanging. Coastal areas, however, are dynamic places. Beaches grow and are worn away. Sea level is rising. Development and migration toward the coast continues. Climate change is altering storm patterns. Nonetheless, our policies—and just as importantly, the expectations of residents—may not reflect these changing conditions.

The Policy Incubator is helping find tools and models for coastal communities that can protect them against changing storm risks, mute the negative impacts of sea-level rise, maintain the value of coastal ecosystems, and preserve economic value for coastal residents and visitors.



Reports, Issue Briefs, and Working Papers:

Community-Based Catastrophe Insurance: A Model for Closing the Disaster Protection Gap

Improving the Post-Flood Financial Resilience of Lower-Income Households through Insurance

Can Parametric Microinsurance Improve the Financial Resilience of Low-Income Households in the United States?

Neglected No More: Housing Markets, Mortgage Lending, and Sea Level Rise

Flood Risk Management in the United States – Building flood resilience in a changing climate

The Role of Insurance in Coastal Adaptation: Workshop Findings

Flood Risk and the U.S. Housing Market

Op-eds and Blog Posts:

A Q&A on California’s Proposed Revolving Loan Program for Coastal Retreat

Developing Messages to Increase Hurricane Mitigation Among Coastal Homeowners

Rewarding Communities that Build for the Future: A Resilience Policy Score

Flood Risk Beliefs and Coastal Home Prices

How America Fails at Communicating Flood Risk

Climate Ready Coastal Development?

Journal Articles:

Adapting our Flood Risk Policies to Changing Conditions

Flood Damage and Mortgage Credit Risk: A Case Study of Hurricane Harvey

Speeding Up Post-Disaster Housing Buyouts

Pricing storm surge risks in Florida: Implications for determining flood insurance premiums and evaluating mitigation measures

Economic impacts of urban flooding in South Florida: Potential consequences of managing groundwater to prevent salt water intrusion

Optimal House Elevation for Reducing Flood-Related Losses

Managing Shoreline Retreat